FACTS

WHAT DOES Crow Wing Power Credit Union

DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law givesconsumers the right to limit some but not all sharing. Federal law also requires us to tell youhow we collect, share, and protect your personal information. Please read this notice carefully tounderstand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us.

This information can include:

  • Social Security number and account balances
  • payment history and credit history
  • overdraft history and checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share member's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member's personal information; the reasons Crow Wing Power Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Crow Wing Power Credit Union share?

Can you limit this sharing?

For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

yes

 no

For our marketing purposes—to offer our products and services to you

 yes no

For joint marketing with other financial companies

 no

We don't share

For our affiliates' everyday business purposes—information about your transactions and experiences

 no

We don't share

For our affiliates' everyday business purposes—information about your creditworthiness

 no

We don't share

For nonaffiliates to market to you

 no

We don't share

Questions?

Call 218-829-2827 or go to www.cwpcu.org

Crow Wing Power Credit Union

To protect your personal information from unauthorized accessand use, we use security measures that comply with federal law.These measures include computer safeguards and secured filesand buildings.

We collect your personal information, for example, when you

  • Open an account or apply for a loan
  • deposit, withdraw or provide employment information
  • Show your government issued ID

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Companies related by common ownership or control. They can befinancial and nonfi nancial companies.

  • Crow Wing Power Credit Union has no affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Crow Wing Power Credit Union does not share with nonaffiliates so theycan market to you

A formal agreement between nonaffiliated financial companies thattogether market financial products or services to you.

  • Crow Wing Power Credit Union doesn't jointly market